Academic Papers

Peer-reviewed research and scholarly works examining monetary systems, banking theory, economic history, and proposals for monetary reform.

Monetary Reform2012

The Chicago Plan Revisited

Authors: Jaromir Benes, Michael Kumhof

Journal: IMF Working Paper

A modern analysis of the 1930s Chicago Plan for full-reserve banking, showing how it could eliminate bank runs, reduce business cycles, and cut public debt.

Read Paper
Economic Theory1933

Debt-Deflation Theory of Great Depressions

Authors: Irving Fisher

Journal: Econometrica

Fisher's seminal work explaining how debt liquidation leads to distress selling, falling asset prices, and economic contraction in a self-reinforcing cycle.

Read Paper
Banking Theory2014

Can Banks Individually Create Money Out of Nothing?

Authors: Richard Werner

Journal: International Review of Financial Analysis

Empirical demonstration that banks create money through credit extension, challenging conventional views of banking and money creation.

Read Paper
Economic History2008

The Great Depression and the Friedman-Schwartz Hypothesis

Authors: Lawrence H. White

Journal: Journal of Money, Credit and Banking

Critical examination of the role of Federal Reserve policy in causing and prolonging the Great Depression.

Read Paper
Coffee